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How To Avoid A Contractor Scam in Downey

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Home sellers often need to hire contractors for repairs, renovations, or even major remodels, especially in the wake of a major natural disaster like a hurricane or tornado. It’s in these situations especially that homeowners are susceptible to a contractor scam. For example, contractor scammers bilked people in New Jersey out of millions after the … Continued

What Is A Reverse Mortgage and How Can It Help Downey Homeowners?

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We hear a lot about reverse mortgages today, but in spite of that, there’s still a great deal of confusion surrounding them. In simplest terms, a reverse mortgage is a species of home equity loan for homeowners 62 years old or older that does not require monthly payments. Once considered a kind of last-resort source … Continued

Our Guide To Basic Homeowners Insurance Terms For Residents of Downey

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Insurance can be a maze, with terms and conditions a mile long. Understanding the difference between a deductible and a premium is important, but not always easy. Half the battle of understanding your insurance is knowing what some important homeowners insurance terms really mean. Here’s our guide to some of the basic homeowner’s insurance terms … Continued

How Taxes Are Changing For Homeowners In Downey

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The new tax laws are now in full effect, and it has left many homeowners uncertain about the impact it will have on their tax bills. How have mortgage interest deductions changed? Is your home office still eligible? It can seem difficult to understand how taxes are changing for homeowners. Your taxes may have become … Continued

5 Ways Hiring An Agent Tops An FSBO in Downey

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Should you do an FSBO deal or hire an agent? There are, of course, pros and cons on both sides of the question. The first thing that many people think of when considering an FSBO is that they won’t have to pay the agent’s commission. But that commission is a very small amount when you … Continued

How To Use a 1031 Exchange To Acquire Property in Downey

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Selling a home that you purchased for a considerably lesser amount means you’re making money. That’s a great thing until Uncle Sam wants his share. While there are some tax exemptions on capital gains on a personal residence, there is another option. How to use a 1031 Exchange to acquire property in Downey could allow … Continued

CA Closing Costs Explained

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Buying a house involves spending many thousands, maybe hundreds of thousands, of dollars. And then there are, of course, the closing costs, which can run as much as 5% of the loan. But with a little preparation and some guidance from qualified real estate professionals, you can navigate closing fairly painlessly. So in order that … Continued

How To Help Your Kids Adjust To A Move In Downey

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In many ways and in lots of situations, kids are far more resilient and adaptable than adults are – except when it comes to moving. It may be exciting for you, but probably not so much for your kids. They will be leaving a familiar school environment, their friends, the familiar places where they hang … Continued

How To Choose a Good Buyer’s Agent in Downey

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A buyer’s agent is, of course, a real estate agent who works solely for the buyer rather than the seller, ideally looking out for the best interests of the buyer.Buyer’s agents work on a commission contracted in the listing agreement, usually splitting it with the listing agent. And therein lies the problem. It often happens … Continued

Benefits of Renting A House in Downey

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Historically, about two-thirds of Americans have chosen to own their own homes rather than renting a house. Although owning has been the American dream, today more and more people are opting for renting. For many of them, it’s just a better option financially and for their lifestyles. The benefits of renting a house in Downey … Continued

How Buying Will Save You Money Over Renting in Downey

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It’s a longstanding debate with proofs trotted out on both sides: should you buy or rent? One side claims that rent is just wasted money, and the other side claims that buying isn’t really all that good an investment. There are, however, definite financial benefits to buying and owning your own home. Here’s how buying … Continued

4 Ways Downey Home Selling Has Changed in the Wake of COVID-19

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One area that has been a constant focus in hopes of it providing some indicators for economic forecasts throughout the COVID-19 pandemic is the real estate market. To help you better understand how things now operate in the new normal of the real estate market, let’s look at 4 ways Downey home selling has changed … Continued
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