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3 Strategies to Pay Off Your Mortgage Faster in Downey

It may seem like a standard thing to do: get a mortgage and pay it through the duration of the loan terms. Refinance if rates drop and extend the loan. In fact, with refinancing, the monthly savings often end up costing you more in interest and added fees in the long haul. As daunting as … Continued

How To Know A Home is Overpriced In Downey

Pricing a home properly is both an art and a science, which means there’s often some error that creeps in. Sellers have to avoid either extreme, making sure not to over price or under price. More often than not, though, they err on the side of the former. Still, there remains an element of science … Continued

The Fannie Mae Homestyle Loan Explained For Downey Home Buyers

The Fannie Mae HomeStyle Renovation Mortgage is intended to assist home buyers in purchasing a home that needs work, often first-time home buyers. Basically, this kind of mortgage allows a home buyer to bundle the costs of buying with the remodeling/renovation expenses and make only a single monthly mortgage payment. These mortgages were also created, according … Continued

Townhome or Condo? Understanding The Differences Of These Downey Properties

Many people use the terms “townhouse” and “condo” interchangeably, but they shouldn’t. These are two different animals entirely through some of the differences are fairly subtle. But if you’re trying to decide whether to buy/rent a townhome or condo, you absolutely must understand the differences in order to choose the one that best fits your lifestyle. Townhome … Continued

What Buyers Need To Know About The Appraisal Process In Downey

Shopping for a home can be an exciting adventure, the beginning of a new chapter in your life. But, sometimes, that chapter never gets written because the appraisal gets in the way. The appraisal is a key component in the home buying process because it determines whether or not you’ll get the loan amount you … Continued

7 Red Flags To Watch For During A Downey Property Inspection

You think you’ve found the perfect house with the exact features you were looking for and in the neighborhood you wanted. But it won’t be the “perfect house” till it passes the inspection. The inspection may reveal some big, costly problems. That’s why you need to know the 7 red flags to watch for during … Continued

Getting Pre-Approved: How To Get A Loan In Downey

The decision to buy a new home has been made, and now you’re eager to get house-hunting. But before you start scouring the local listings and scheduling showings, you need to work out how to get a loan in Downey. From pre-approval to closing, here’s what you need to know to get a loan in … Continued

The Biggest Misconceptions About Buying A Home in Downey

Buying a home, especially for first-time buyers, can be a complicated, confusing undertaking. And to further complicate matters, the housing market is different from what it was just a decade or so ago. Some of the rules that once applied no longer matter now. It doesn’t help matters any that there is so much bad information and … Continued

What To Keep And What To Toss When Moving in Downey

Every expert out there will tell you that in order to prepare your home for sale, declutter. But whether you are moving out or moving in, you are going to need to move your stuff. In either case, it is wise to get rid of stuff you don’t need. This saves you money in moving … Continued

5 Things That Can Delay Your Mortgage in Downey

You’ve found that perfect home, and so you’re ready to move on to closing as soon a possible. The last thing you need is for some problem or surprise to cause any delays, especially with respect to your mortgage. There are, in fact, a lot of things that can go wrong and cause depressing delays, but not (most … Continued

How Partnering With A Top Agent in Downey Can Improve Your Portfolio

If you’re a real state investor, then one of your top priorities is constantly improving your portfolio. But that can sometimes seem to be a pretty elusive goal involving tough purchasing decisions and diversification considerations. And there is always a volatile market to take into account. So a top agent can be a valuable asset … Continued

How To Determine What To Offer For a Downey House

It’s no small task figuring out how to determine what to offer for a Downey house, let alone actually determining how much to offer. It’s one of most important, life-impacting decisions you will ever make. And all the intimidating math you’re told to do, along with the conflicting advice from so-called experts, doesn’t make it … Continued

5 Questions To Ask Yourself Before Buying A House in Downey

Buying a house is the American dream, right? It can be a dream fulfilled and a good investment. But it can also be a financial disaster and a long-term burden. For some people, buying and owning a house just doesn’t make financial sense. So before you commit to 30 years of house payments, take a … Continued
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